Regulatory Disclosures

The standard insurance amount is $250,000 per depositor, per insured bank, for each account ownership category. This includes checking accounts, savings accounts, money market deposit accounts, and certificates of deposit (CDs).

Investment products, including stocks, bonds, mutual funds, and annuities, are NOT deposits, are NOT insured by the FDIC, are NOT guaranteed by the bank, and MAY lose value.

ZentriBank Capital is an Equal Housing Lender. We make loans without regard to race, color, religion, national origin, sex, handicap, or familial status, as required by the Fair Housing Act and the Equal Credit Opportunity Act.

NMLS #2024001. For more information about our lending practices, please contact us at admin@zentribank.capital.

Your rights and responsibilities regarding electronic fund transfers are governed by the Electronic Fund Transfer Act (EFTA) and Regulation E. Key points include:

• You have the right to receive documentation of transfers
• You have the right to stop payment on pre-authorized transfers
• You have the right to receive notice of varying amounts
• You have the right to error resolution procedures

To report an error or unauthorized transaction, contact us within 60 days of the statement date at admin@zentribank.capital.

Fees are subject to change with 30 days' notice. Current fee schedule is always available at admin@zentribank.capital.

Interest rates on deposit accounts are variable and subject to change at any time without prior notice. Annual Percentage Yields (APYs) are accurate as of the date of this disclosure. Fees may reduce earnings.